Shopping at warehouse clubs is already a smart way to cut down on household or business expenses—but there’s an even savvier strategy available to members and non-members alike: earning cashback by paying with a digital gift card. Sam’s Club, a membership-based retailer owned by Walmart, offers an excellent opportunity to stack savings with cashback platforms like Fluz. Here’s how to make the most of your next bulk-buying run.

Why Sam’s Club Is a Go-To for Budget Buyers

Sam’s Club is known for offering competitive pricing on large-quantity items, household goods, electronics, and groceries. Memberships start at $50/year, but even non-members can shop select items online for a surcharge. With rotating instant savings and members-only fuel stations, Sam’s Club consistently ranks as one of the best values among warehouse clubs.

Learn more at the official Sam’s Club site.

How the Gift Card Cashback Strategy Works

Cashback apps like Fluz allow you to purchase a digital Sam’s Club gift card for the exact amount you plan to spend—whether in-store or online. When you buy a gift card through Fluz, you receive a percentage of that purchase back in real time, effectively lowering your total cost.

For example:

• You’re buying $100 worth of groceries
  
• You buy a $100 Sam’s Club gift card through Fluz
• You immediately get cashback (rates vary), then use that gift card to check out
  

Unlike traditional prepaid cards, Fluz lets you generate gift cards on demand—even while you’re in line or at the register—so you’re not left with unused balances.

Where You Can Use Sam’s Club Gift Cards

Sam’s Club gift cards are versatile:

• Accepted both in-store and online
  
• Can also be used at Walmart locations
  
• Stackable with other promotions and Instant Savings offers
  
• Reloadable for future use
  

Non-Member Tip: You can still use a Sam’s Club gift card as a form of payment online as a guest. Just keep in mind you’ll pay a 10% surcharge on most items unless you’re a member.

Additional Tips to Maximize Cashback

• Look for higher cashback rates during promotional windows on Fluz
  
• Use gift cards in conjunction with in-store savings or online pickup discounts
  
• Consider gifting discounted gift cards for holidays or birthdays to help others save too
  
• Track your spending and rewards inside the Fluz app for better budgeting
  

Start Saving Instantly

To get started, download the Fluz app, create your account, and search for Sam’s Club to view the current cashback rate. From there, you can buy a gift card in seconds and use it immediately—saving you money on everything from household staples to electronics.